12 Pros and Cons of Living in Philadelphia: Is the City of Brotherly Love Right for You?

There’s a lot to like about the City of Brotherly Love. It’s the birthplace of American independence, after all, and the home of cheesesteaks, the Eagles, and Rocky Balboa. But before you pack your bags, it’s important to understand the pros and cons of living in Philadelphia. Here’s what you should know before you go.

Fun Facts You Should Know About Philadelphia

• Philly was the nation’s capital from 1790 to 1800, before Washington, DC, took on the title.
• If you’re moving to Philly, you’re likely going to have a cheesesteak at some point. This iconic food has been a local staple since the 1930s.
• Philly is what some might call a “city of firsts.” It’s the birthplace of the country’s first hospital, first university, first library, and even the first zoo.
• The crack on the Liberty Bell is quite the sight to see, and it still remains a mystery as to how it got there!
• With more than 4,000 murals brightening buildings across the city, Philadelphia has earned its title of “Mural Capital of the U.S.”
• The vibrancy of Philadelphia neighborhoods reflect its diverse population, which includes substantial Black and Hispanic populations (38 and 16 percent, respectively).

Philadelphia is situated in a prime East Coast location, with all of the desirable big-city amenities one could ask for.

12 Pros and Cons of Living in Philadelphia

Philadelphia is situated in a prime East Coast location, with all of the desirable big-city amenities one could ask for. From exploring the local art, history, and culture to dining at one of the city’s beloved local restaurants, the excitement never ends in the City of Brotherly Love.

But just like with any other major city, there are going to be disadvantages, and it’s important to take them into consideration. Here are a few of the primary pros and cons of living in Philadelphia.

1. Pro: Philadelphia Offers Relatively Affordable Living for a Major Metro

Is Philadelphia expensive to live in? Philly’s cost of living index is 104.3, which is about 10.3 percent higher than the Pennsylvania average. That might seem steep, but it’s considered affordable, given the city’s history, amenities, and overall accessibility. Compared with nearby metros — like New York City, where the cost of living is 72.5 percent higher than the national average — Philly feels almost like a bargain. Housing remains a mixed bag: Philly’s average home value of $231,600 is almost $56,000 less than the state average. As for apartments, a one-bedroom averages $1,850 a month and a two-bedroom $2,350.

2. Con: Philadelphia Still Struggles With Elevated Crime Levels

Is Philadelphia safe? Like most big cities, Philly doesn’t have a great reputation when it comes to crime statistics. Police data shows crime rates decreasing, however: In October 2026, violent crime is down about 4 percent from last year, property crime by about 8 percent, and homicide are down an impressive 22 percent. Still, the citywide total crime index is a 1, meaning Philly is safer than just 1 percent of U.S. cities.

Data shows some of the safest neighborhoods in the city include Wissahickon Park, Bustleton Northeast, and Pennypack Park. Do your research, though; crime can vary from neighborhood to neighborhood, and even block to block. Figure out your own comfort zone as you’re considering the pros and cons of living in Philadelphia.

Living in Philadelphia means being immersed in American history on a daily basis.

3. Pro: Philadelphia Has Deep Historical and Cultural Roots

Is Philadelphia a good place to live? To history buffs, that’s a big yes. Founded in 1682 by Quaker leader William Penn, Philly became one of the biggest ship-building centers on the entire East Coast. The Pennsylvania State House, now Independence Hall, was the site of the signing of the Declaration of Independence in 1776 and the U.S. Constitution in 1787, and the Liberty Bell is just across the street. But you don’t even have to visit these destinations to find history. Take a walk through Old City’s cobblestone streets or explore Elfreth’s Alley, one of the oldest continuously inhabited residential streets in the nation. Historic churches and fascinating landmarks are tucked into neighborhoods throughout the city, making Philly’s past a real part of contemporary life.

4. Con: Winters Can Be Bitter and Unpredictable in Philly

Like most cities in the Northeast, Philadelphia gets its fair share of winter weather, from freezing temps and ice storms to a few mighty nor'easters. All that can put a damper on sightseeing, daily commutes, and outdoor adventures — so bundle up! Weather is definitely something to consider among the pros and cons of living in Philadelphia.

5. Pro: Job and Investment Interest Is Rising in Philadelphia

Philadelphia has a diverse economy, with major employers in healthcare, higher education, and finance, along with growing opportunities in life sciences and technology. Recent business investments are attracting more residents, putting the city at No. 6 among the hottest housing markets in the country for 2026 — proof that people and companies are betting on its future.

For professionals seeking opportunities in a more affordable big city, Philly’s upward trajectory makes it a solid place to plant roots, highlighting it as a major advantage when weighing the pros and cons of living in Philadelphia.

6. Con: Philly’s Housing Costs Have Escalated Sharply

Philadelphia may be more affordable than nearby cities like New York and Washington, DC, but that doesn’t mean housing comes cheap. In many neighborhoods, home prices have risen sharply, particularly in areas that were once considered budget-friendly.

City-wide, housing costs are 4.5 percent higher than a year ago, in October 2025. For renters and first-time buyers, navigating the housing market now requires more strategy and patience than it used to. Still, Philly offers plenty of bargains, from historic rowhouses to contemporary suburban communities.

7. Pro: Public Transportation in Philly Is Strong

Getting around the city without a car? Not a problem! Philadelphia has one of the most reliable and far-reaching public transportation systems in the U.S., making it relatively easy to get to work or head out for a night on the town without your own wheels — an impressive benefit among the pros and cons of living in Philadelphia.

Operated by SEPTA, Philly’s transit system includes buses, subways, trolleys, and regional rail service connecting the city to the ‘burbs. Philly is also working to update its aging infrastructure, though funding challenges remain.

8. Con: Philadelphia Alcohol Sales Rules Are Unusual

If you’re moving to the Commonwealth of Pennsylvania for the first time, you may be surprised at some of the rules and regs around alcohol — especially if you’re coming from a state where you can get any and all bevvies at the closest 7-11. But here, where you shop depends on what you’re buying. Looking for liquor like tequila or vodka? You’ll need to find a Fine Wine and Good Spirits, a network of stores run by the Pennsylvania Liquor Control Board. They sell wine, too, which is also available at some grocery stores and other retailers. Beer is a little easier to get these days at convenience stores, supermarkets, and bars, thanks to laws that have been updated in the past decade or so (depending on your point of view, the updates could go in either column of the pros and cons of living in Philadelphia). And while Pennsylvania relaxed a few restrictions in the summer of 2026, including allowing approved bars in Philly to stay open til 4 a.m. during the World Cup, those changes were only temporary.   

9. Pro: Philly’s Food Scene Is Diverse and Vibrant

Daily access to Philly’s foodie scene is definitely one of the benefits of living in Philadelphia. Cheesesteaks may be Philly’s signature food, but they’re just one part of the city’s culinary offerings. Other local faves include soft pretzels, water ice, and tomato pie. The restaurant scene is just as diverse, with everything from Vietnamese pho and authentic Mexican to Suraya, a Lebanese restaurant and market in Fishtown. And with food halls like Reading Terminal Market providing dozens of delicious options under one roof, there’s always something new to taste.

10. Con: Public Schools in Philly Vary Widely in Quality

Philly has a lot to offer families, like vibrant neighborhoods, parks, and museums. But if you’re moving with kids in school, choosing the right part of the city deserves some extra consideration. The public school system varies considerably in academic performance, resources, and programs, with an overall rating of C- from Niche, so do some research before making your move.

If you’re on the hunt for higher education opportunities, however, you’re in luck. Acclaimed schools include Drexel University, Villanova, and the Ivy League University of Pennsylvania — all just a few subway stops from one another. Temple University is also just a 15-minute commute from Center City.

11. Pro: Social and Economic Trends Are Improving

Philly has faced its fair share of challenges over the years when it comes to high poverty rates, crime, and public services. But there’s some good news to consider when you’re weighing the pros and cons of living in Philadelphia.

In 2025, the city officially shed its title as the “poorest big city” in America, and according to Pew’s State of the City Report in 2026, crime overall is declining. Shootings, for instance, have dropped under 1,000 per year for the first time in two decades. Residents are feeling more optimistic, too: In a 2025 Pew study, 59 percent of Philadelphians said the city is headed in the right direction, up from just 36 percent in 2022.

Living in one of Philly’s row houses means less privacy and less outdoor space than you might be used to.

12. Con: Privacy and Space Between Neighbors Is a Philly Rarity

Philadelphia’s iconic row houses are a big part of the city’s charm, with colorful facades, historic details, and plenty of character. But like everything about living in Philadelphia, pros and cons come as a package deal. In this case, you’ll likely share walls with your neighbors, which could mean more noise and less privacy. Many rowhouses also have small backyards and patios rather than spacious lawns. If you’re moving from the suburbs, this may take some getting used to, but if you enjoy interacting with your neighbors, consider it one of the benefits of living in Philadelphia.

Comparing the Pros and Cons of Living in Philadelphia

Is Philadelphia a good place to live? Here’s a quick recap of the 12 key takeaways above. Use this list to weigh what matters most to you:

Living in Philadelphia Pros and Cons — FAQs

Q: Is Philly a good place to live in?
A: Yes, Philadelphia can be a great place to live if you love big-city amenities, history on every corner, a lively dining and nightlife scene, and easy access to other East Coast cities without the NYC prices. Of course, when you’re considering living in Philadelphia, pros and cons are both factors to consider. Parking, traffic, and other annoyances can test patience. But if you’re a fan of culturally rich neighborhoods and a lively, urban vibe, the City of Brotherly Love is likely a good fit.

Q: Is $100,000 a good salary in Philadelphia?
A: Yes, $100,000 can provide a comfortable lifestyle in Philly, especially for a single adult — definitely on the plus side of the pros and cons of living in Philadelphia. According to MIT’s Living Wage Calculator, one person living alone in the metro area needs close to $52,800 annually before taxes to cover basic living expenses. For families with two children and two working adults, those numbers climb to $136,800 for basic living expenses, and about $170,000 to live comfortably.

Q: Why are people moving out of Philly?
A: Some Philadelphians head out of town for better job opportunities, more affordable housing, or maybe a more spacious home in the suburbs. Others cite concerns around crime, aging infrastructure, and uneven schools. But Philly isn’t emptying out by any means. Despite losing population since 2020, it gained a net of about 1,500 residents between 2024 and 2025, according to Pew’s 2026 State of the City report.

Q: What side of Philly is the safest to live on?
A: Is Philadelphia safe? Northeast and Northwest Philadelphia are generally considered among the city’s safer areas. Wissahickon Park, Bustleton Northeast, and Pennypack Park are named the safest neighborhoods in the metro, according to data from NeighborhoodScout. Keep in mind that safety varies by neighborhood, and sometimes block by block, so it’s smart to research local stats and the pros and cons of living in Philadelphia before making a move.

Q: What are the downsides of living in Philadelphia?
A: There’s a lot to love here, but the pros and cons of living in Philadelphia also include a few challenges. Among them: Traffic, limited parking, and aging infrastructure — which translates to road construction. Everywhere. All the time. Housing costs and safety vary by neighborhood. But with a little research, you can find the right neighborhood for your lifestyle and budget.

Make your move to Philadelphia flexible with a PODS portable moving container delivered right to your driveway.

Use PODS for Your Philadelphia Move

Once you’ve weighed the pros and cons of living in Philadelphia, you’ll want a moving solution that adapts to your timeline — not the other way around. Make your move to Philadelphia flexible with PODS portable moving containers delivered right to your driveway. One month of storage is included in the cost of every move, so whether you need extra time before settling into your new Philadelphia home or want to stage your current one, you’ll have built-in breathing room. Need an extra hand with packing, loading, or carrying heavy furniture? PODS can refer you to local packing and loading professionals.

PODS City Service is available for moves in and out of Philadelphia.

Visit PODS online for a free local moving quote or call 877-350-7637 for long-distance moving.

Editor’s note: For ease of reading, monthly rental prices were rounded to the nearest $25 and home values were rounded to the nearest $100.

_{*This article was written on behalf of PODS Enterprises, LLC (“PODS”). PODS does not warrant the completeness or accuracy of any information contained in this article and disclaims any liability for reliance upon the content herein.}